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  • Payment through MyEdDebt. com - Credit InfoCenter Forums
    This was on the 26th and the nslds ed gov website hasn't shown any change (maybe still too soon), but the myeddebt com website did show a change I assumed it should show zero, since I paid everything it said I owed, but now it shows a total debt balance of $168 Does anyone have any idea why this is happening?
  • Recourse?: US Dept of Ed Edfinancial is not crediting payments to . . .
    Here is the rub, my account was 14 days late at the time it was zeroed out at the Department of Ed and transferred to Edfinancial IF any of the accounts were delinquent at the time of transfer to Edfinancial they meet the litmus test for being a collection agency, and held to the FDCPA
  • Being sued by Jormandy, LLC-BOP filed GOD due by 5 22
    The collection of any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly authorized by the agreement creating the debt or permitted by law
  • Collection Law in California - Credit InfoCenter Forums
    the fact that a debtor has engaged in conduct, other than the failure to pay a consumer debt, which the debt collector knows or has reason to believe will defame the debtor; (d) The threat to the debtor to sell or assign to another person the obligation of the debtor to pay a consumer debt, with an
  • 1099-C on Loan Modification - Credit InfoCenter Forums
    I understand a 1099 C is for mortgage debt that is forgiven But I just did a loan modification from my mortgage servicer but every DIME of back money owed, plus fees was added to my loan So how is this a cancellation of debt when I am paying it back with interest?Anyone got a clue?
  • LVNV Funding Case - Credit InfoCenter Forums
    It seems the debt companies have gotten a little smarter and started laying out their claims better in summons I received one today for a court date in April, so I have time to try to figure this out They did attach an Affidavit of Indebtedness and Ownership of Account (see attached) My question is, does the information contained in it fulfill the necessary "bill of sale" requirements? And
  • Old student loan not showing up - Credit InfoCenter Forums
    If you have a loan with Dept of Ed, their database will tell you status of loan, including who currently holds it If the default occurred 8 years ago, you shouldn't have any problems with it reappearing on the CR 7 years is the reporting period
  • Signed for a MCM Pre-Legal Notification - Is There a Lawyer in the . . .
    Today I signed for a FedEx envelope from MCM Its the 'Pre-Legal Notification' I will save the typing for when its needed and just post up the redacted copies of the front and back This is new to me, so I would be grateful for advice and suggestions on what to do I've read through these forums
  • Are billing statements sufficent for debt validation?
    My husband DV'ed dunning notices from West Asset Manangement (CA) about 6 months ago Last week, West Asset Management sent him 2 billing statements from Crapital One (the OC) as validation of the debt Are billing statements sufficient for validation of a debt?
  • I, too, am being sued by CROWN ASSET MANAGEMENT- Hamilton County, Ohio
    They sued me over a debt that I defaulted on in 2013 so it's now past the statute of limitations so I'm pretty sure they can't sue me anymore Next year it will be 7 years and it will go off my credit report





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